Changes in FHA loan down payments and loan limits drafted in Bill

Legislation will likely draw fire from industry groups, Senate Democrats

on the House Financial Services Committee have drafted legislation that would raise the minimum down payment for FHA mortgages to 5 percent, cut FHA loan limits in most markets, and move the Agriculture Department’s rural housing program to FHA’s parent [...]

Rare Opportunity Surfaces for Buyers

There is a rare opportunity for Buyers who are financing their homes. A variety of financial components has made this a unique time for buyers to have purchasing powers

We often point out that a buyer should be more concerned about the COST of a home rather than the PRICE. Price obviously is a component of [...]

Five Non-Debatable Reasons To Sell your House Now

The conventional wisdom when selling a home has always been to wait until the ‘Spring Buying Season’. Over the years, that has seemed to make sense and is now accepted as a good strategy for those who want to sell their house and receive the best possible price. This real estate market has shattered many previously [...]

Stats don’t lie, First Team Estate rises to the top

It doesn’t take a rocket scientist to figure out that the cream rises to the top in business when numbers are involved.  That is probably one of the many reasons Roxana Greenman has contributed to First Team’s success.

(COSTA MESA, Calif., [...]

FBI Pinpoints Huntington Beach a violent crime attraction

If a community’s safety is a marketing tool for real estate, new crime stats were no help for Huntington Beach.

According to the latest FBI statistics, overall crime incidents in Surf City rose 3.2% in the past year. Violent crimes went up 19.1% in 2010 as property crimes increased 2.2% in the same period.
Every year, the FBI tallies crime [...]

  • Breaking News

  • OC home prices are rising

    OC home prices are rising

    Southland Home Sales Quicken, Median Price Highest This Year
    July 12, 2011
    La Jolla, CA—Southern California home sales last month shot up more than usual from May to the highest level for any month since June 2010, when the market got its last big boost from homebuyer tax credits. Sales of lower-cost homes, driven by investors and [...]

  • Federal Reserve holds rates close to zero

    Federal Reserve holds rates close to zero


    The Federal Reserve stayed the course on monetary policyWednesday, keeping interest rates near zero as it cited temporary factors for the unexpectedly sluggish growth in the US economy.
    The Fed open Market Committee unanimously decided to hold the ultra-low rate, end a $600 billion bond-buying program by June 30 and continue to reinvest its principal payments from security [...]

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  • Short Sales In Orange County have inherent Pitfalls

    Short Sales In Orange County have inherent Pitfalls

    The economy has shown signs of a turnaround, however, in a place like Orange County, finding a deal is still not as easy as one might think. There are natural things a home buyer of a short sale might want to think about

    TIME: Short sales can take a long time to be [...]

  • OC Rocket Scientist teams with OC Loan expert to form The Ultimate Partnership

    OC Rocket Scientist teams with OC Loan expert to form The Ultimate Partnership

    Mix a Ph.D. associate First Team broker from Stanford University with the VP of Firstline Mortgage and a very skilled tandem is united.
    (EMAILWIRE.COM, April 13, 2011 ) Orange County, CA – A very heretical partnership at first glance but a qualified one at least. Vince Rinehart has closed thousands of loans and Roxana Greenman has sold hundreds [...]

  • All the steps involved with closing your home purchase

    Closing consists of all the necessary final steps involved in finalizing the transaction

    They are
    The offer to purchase
    There’s no foolproof way to make an offer that’s guaranteed to be accepted by the seller. But once you find your perfect house, it’s wise to move fast. A good rule of thumb is to make an offer that’s [...]

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